Upload a photo of the accident damage and get a free repair estimate in about 30 seconds. What happens next is below.
Know the number before the shop writes it up. Otto prices collision damage the way a body shop does, so you walk in knowing roughly what the repair should cost, whether you're filing a claim or paying yourself.
Dents and creases in doors, fenders, quarter panels and hoods.
Cracks, dents and scuffs, plus whether the cover should be repaired or replaced.
Deep scratches, paint transfer, chips and panel refinishing.
Frame damage, mechanical parts and glass need an in-person inspection to price.
An estimate helps either way. With a claim, it tells you whether the insurer's first number is in the right range; first estimates often come in low, and our guide on what to do when the insurance estimate is too low explains supplements. Paying yourself, it tells you whether a quote is fair before you agree to it.
In California your insurer can't require you to use a particular shop. Some shops can help with your deductible on insurer-approved repairs, where permitted by law; our deductible assistance guide explains the rules.
You'll see the Otto partner shop closest to you, by name. Call them straight from your estimate, or ask them to call you. Every partner helps with the insurance claim, works with any insurer, tows your car in and offers rental discounts. See all our shops.
Your estimate is yours to take to any shop or use with your insurer. If the repair isn't worth it, or you were hurt, Otto shows you options for that too, with no obligation.
Want typical prices first? See collision repair costs in 2026 or SoCal auto body repair costs.